Martin Lewis warns thousands and thousands lacking out on council tax reductions as much as 100%
Martin Lewis has urged Britons to examine with their native council if they’re eligible for a council tax discount of as much as 100 %.
On his Wallet Wednesday phase on Good Morning Britain yesterday, the finance professional shared how these on advantages could make enormous financial savings.
Britons receiving means-tested advantages could possibly be eligible for a council tax discount between 25 % and one hundred pc, however many individuals have no idea about it.
Mr Lewis stated: “This one is a big one. Each council does it differently.
“In some councils, you won’t pay any council tax at all.”
People could possibly be eligible in the event that they’re on a low earnings or declare advantages resembling Universal Credit and Pension Credit. Their invoice could possibly be diminished by as much as one hundred pc.
They can apply in the event that they personal their dwelling, hire, are unemployed or working.
The cash saving professional continued: “The big point here is that you must apply for this separately from your Universal Credit and Pension Credit applications.
“People don’t know it’s available, they don’t know they need to apply that’s why three million are missing out. You apply via your local council.
“If you are on means-tested benefits then you might want to speak to your council to find out if you’re one of the three million people who could be getting this help and aren’t.
“It’s staggering this, isn’t it?”
The quantity of council tax low cost somebody will get will depend upon their particular person circumstances.
What somebody will get is dependent upon:
- the place they dwell – every council runs its personal scheme
- their circumstances (for instance earnings, variety of kids, advantages, residency standing)
- their family earnings – this contains financial savings, pensions and your associate’s earnings
- if their kids dwell with them
- if different adults dwell with them
Britons would possibly get a reduction routinely on their council tax invoice, nevertheless, in the event that they’re undecided they’ll contact their native council to search out out their eligibility necessities.
If somebody has not bought the low cost routinely, they nonetheless would possibly nonetheless be entitled to 1. It is dependent upon who lives on the property.
On the Money Saving Expert web site, Martin Lewis and the workforce clarify the quantity of council tax one pays is dependent upon the variety of ‘qualifying adults’ are within the property.
Two or extra qualifying adults in a family implies that no low cost applies, and the complete council tax is due.
One qualifying grownup in a family implies that a single-person low cost applies, equal to 25 % off the council tax invoice.
No qualifying adults in a family leads to both a reduction of fifty % or a one hundred pc exemption, relying on precisely who lives within the property.
It ought to be famous that having no qualifying adults isn’t the identical as when a property is unoccupied.
Certain individuals do not qualify to pay council tax as they’re ‘disregarded’.
This contains kids, full-time college students, adults thought-about to be ‘severely mentally impaired’ (SMI), live-in carers and Ukrainian refugees.
Good Morning Britain continues tomorrow on ITV at 6am.