England's most cost-effective metropolis has houses averaging £167,976 as home costs go down by a median of over £5,000.

Carlisle, a cathedral metropolis in Cumbria, has a few of the most cost-effective home costs throughout the entire of the UK, with some in the marketplace at the moment being simply £40,000.

The metropolis, dwelling to a historic centre with a citadel, cathedral and semi-intact metropolis partitions, has houses priced effectively beneath the UK common.

Typical property worth within the nation was £289,818 in January - that means Carlisle sits £121,842 beneath this.

On the market in the intervening time is a two-bed finish of terrace home situated on Scaurbank Road for simply £40,000.

Meanwhile, a two-bed flat situated on Rydal Street is promoting for £45,000.

Homes in Carlisle had gone down in worth in the beginning of the yr, with the typical indifferent home being £284,154 in comparison with £294,995 in December.

And flats have gone down to simply £88,889 from £92,023 - in response to figures from the Land Registry.

But with mortgae charges on the rise, this might change as two-year mounted mortgage offers now have an rate of interest of 6.66 p.c.

Carlisle can be identified for its beautiful medieval buildings together with the Guildhall and Tithe Barn.

There are additionally 5 seashores to select from, making it the proper place for kids with amenities appropriate for all climate.

The metropolis centre sits on three rivers and huge parkland, making it nice for nature lovers.

It additionally options an Art Deco theatre that has been open since 1939, in addition to plenty of eating places offering completely different cuisines.